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Rates

 

  Share rates and APY's listed above are accurate for the dividend period ending 02/01/2013. Money Market Rates and APY's listed are accurate for the dividend period ending 06/30/2013. Dividend rates and APY's for future periods have not been determined. Rates subject to change without notice. Fees may reduce earnings on these accounts. The dividend period for all accounts is quarterly. Penalties may be applied if withdrawls are made before the maturity date on Certificates. Please contact the Credit Union at (502)772-5780 in Louisville or (502)348-8130 in Bardstown regarding any questions or current rate information.  Accounts are federally insured to $250,000 by the National Credit Union Administration.

 

Year

Vehicle Loan %

2009-2014 100% NADA
2007 - 2008 100% NADA
2006 and older

85% NADA

 

NADA x loan %

amount x 110% (gap)

Amount we Loan

 

Gap Coverage

Car Motorcycle
$295.00 $330.00

 

 

Variable

Fixed

Home Equity

Contact credit union for rate & term information

Contact credit union for rate & term information     

 

 All rate except Home Equity Lines of Credit are Fixed. IMPORTANT NOTICE: The Final Annual Percentage rate will be based on the Applicant's Credit Score and may vary from the rates listed above.  The term and amount financed may vary based on vehicle condition and the applicant's credit history.

**Annual Percentage Rate.  Rates Effective October 1, 2010 and subject to change without notice.

 

Certificate of Deposit       

Dividend Rate          

APY       

Minimum Balance          

6 Month Certificate

.30%

.30%

$1000

12 Month Certificate

.50%

.50%

$1000

18 Month Certificate

.60%

.60%

$1000

36 Month Certificate

.75%

.75%

$1000

48 Month Certiciate

.85%

.85%

$1000

IRA Certificate 12 Month

.50%

.50%

$2000

IRA Certificate 24 Month

.60%

.60%

$2000

IRA Certificate 36 Month

.75%

.75%

$2000

 

Account                                    

Dividend Rate    

    APY 

Min Bal

Prime Shares

.05%

.04%

$5.00

Vacation, Christmas, Special

.05%

.04%

$5.00

Money One

.10%

.10%

$10,005

IRA

.25%

.25%

N/A

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