Loans


Click below for Sallie Mae or My Servion Mortgage Information:

Chemco Federal Credit Union hopes you consider us for financing any type of loan you may need. Financing with Chemco Federal Credit Union will make you feel confident that you made the right decision because we have your best interest at heart.


New Vehicle

Chemco Federal Credit Union hopes you consider us for financing any type of loan you may need. Financing with Chemco Federal Credit Union will make you feel confident that you made the right decision because we have your best interest at heart.


Used Vehicle

Looking for a used or second vehicle? Check out our vehicle rates. These may include cars, trucks, motorcycles, vans and boats. Most loans approved in 24 hours. Loan terms up to 60 months. Disability insurance, life insurance and GAP insurance available.


Unsecured Loans

Need extra cash for unexpected expenses?  Chemco Federal Credit Union has the solution. Apply for our unsecured loan.  Terms up to 48 months.  Approved within 24 hours for most loans. Life and disability insurance available.

Contact Denise at 502-772-5780 ext.13 or apply online (Louisville Locations)
Contact Samantha at 502-348-8130 ext. 11 or apply online (Bardstown Location)


Share Secured

Why let your shares or CDs just set there, let them work for you. You can pledge your shares or CD as collateral for a loan. Maximum loan amount is limited to the amount held in a individual account. Using your share account or CD lets you receive a low interest loan.


Home Equity

Chemco Federal Credit Union will finance up to 90% of the equity in your main residence. The interest rate is variable and may change twice a year, May 1st and November 1st. You may request advances for a period of 5 years and a 10 year repayment period. Regular payments are required during the draw and repayment period. You only pay half the closing cost at time of closing.


Visa Cards

Apply today for A Chemco Federal Credit Union Visa Card. No annual fees, 12.9% fixed annual percentage rate. Use our card for purchases from merchants who accept Visa. Our Visa can also be used for cash advances from Chemco Federal Credit Union , other financial institutions and ATM machines.

IF YOUR CARD IS LOST OR STOLEN PLEASE CALL: 1-800-991-4964


Indirect Lending

HERE & NOW

Life is busy enough, with on the lot financing you can go to one of our participating auto dealers whether it is the weekend or after regular business hours and sign all the paper work there and receive our low interest rates.

Participating Lending Dealers

  • BACHMAN CHEVROLET
  • BILL COLLINS
  • BOB HOOK CHEVROLET
  • BOB MONTGOMERY
  • BYERLY FORD
  • CARRIAGE FORD
  • CRAIG & LANDRETH
  • DOWNTOWN FORD
  • GREENTREE TOYOTA
  • SAM SWOPE
  • D J LEASING (THRIFTY) 
  • TOYOTA OF LOUISVILLE